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During one of my recent online chats, a reader expressed apprehension about dating someone with student loans. “I am debt-free thanks to various factors, some related to hard work and much related to luck. ] “She still has student debt, recently consolidated, as well as some credit card debt (almost all gone),” the reader added. But I’ve bailed out significant others before and I have vowed to never do that again without being married.

My parents could help me pay for college,” the reader wrote. The differences in our financial standing are real, and it’s hard for me not to get judgmental sometimes about her decisions when I’m all about aiming to be debt-free.

The intersection of finance and romance is always a tricky place.

And many people even arrive there while still dating, when the level of debt — student loans included — carried by a potential partner creates concern about the next step in the relationship.

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